Product Description

Upshot is an AI powered financial infrastructure platform that enables enterprises, banks, insurers and fintechs to create, manage and automate purpose driven payments. We are building the technology layer that connects embedded banking, intelligent payment controls, AI based claims adjudication and real time settlement into a single programmable platform. Our first major use case addresses India's ₹50+ billion corporate healthcare and employee benefits market, where OPD claims remain largely manual, fragmented and prone to fraud. Upshot digitises the complete healthcare payment journey by enabling employees to access cashless OPD services while AI verifies eligibility, adjudicates claims in real time and settles payments instantly. Beyond healthcare, the same infrastructure powers corporate expense management, business travel, employee benefits, incentive programs and other regulated payment flows. Our platform supports embedded banking, virtual accounts, prepaid and commercial cards, payment controls, configurable workflows and API based integrations, allowing enterprises to automate financial operations from a single platform. Built with an AI first architecture, Upshot helps organisations reduce fraud, improve compliance, eliminate manual processes and deliver real time visibility across every transaction. Our long term vision is to become the operating system for intelligent enterprise payments across healthcare, financial services and the broader digital economy.