OTO Growth OTO Capital Two Wheeler Ownership Simplified!

fintech-financial-services

Employees

501+

Incorporated at

India , 2018

Corporate Office

Bengaluru

Platform
WFC
Updated: 25 Jun' 2025
Approved: 24 Aug' 2024
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Product Video

Product Description

Looking To Buy your Dream Vehicle? Buy with OTO’s 10X simple, affordable, and convenient experience. *Pay Lesser: We challenge you to find a lower monthly installment for your buy. Own a 2-wheeler for 30% less! *Upgrade whenever!: Move on from long-term commitments, with OTO. Get up to 50% assured resale value on upgrade & zero hassles. *OTO Assistance: Only perks & no responsibilities with OTO assistance. Free Wear & tear fixes with regular maintenance without follow-ups. Platform offers a fully digital journey with end-to-end purchase experience, including curated content, price matching, doorstep test drives, and ownership management. Customers can buy bikes by visiting their app or partner showrooms, outright with cash or opt for loans with 35% lower EMIs through their lending partners.


Startup Description

OTO aims to provide affordable plans for your dream bikes at 35% lower EMIs than banks. We at OTO put our customers first and use technology to simplify the buying process. We are a small team, but we dream big of making bike ownership flexible, pocket-friendly & hassle-free.


Product Screenshots


Business Model

OTO is a One-Stop-Shop for all your bike needs & a #1 choice for 45000+ Bike Owners . *Get two wheeler loans at 35% lower EMI than banks with a hassle-free online loan approval process. *Buy two-wheelers in cash and get - amazing offers, home delivery and lower waiting periods.


Customers based in

Africa (excluding North Africa), Australia & New Zealand (Oceania)

Business Modal Type

Maturity

Type of Sales

B2B

Competitors

NA

Teams

Harsh Saruparia

Co Founder

Are all the founders full-time on this project?

Yes

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