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11-50
Singapore, Philippines
Singapore , 2025
Singapore
Dobin is an AI-driven financial platform that helps users in Southeast Asia automatically track their expenses, maximize credit card rewards, and access personalized credit offers, all in one app.
Dobin empowers 280M banked consumers in Southeast Asia with smarter financial management. Using Open Finance APIs and AI, Dobin delivers personalized financial insights, rewards, and credit solutions through a single mobile app.
Dobin earns commissions from banks and lenders for credit card and loan applications, collects merchant fees when users redeem offers, and monetizes anonymized credit profiles shared with financial institutions. Future revenue will come from issuing co-branded digital credit cards and offering Dobin’s financial tools as a white-label SaaS platform to banks and fintechs.
Southeast Asia
SaaS
B2C, B2B2C
Seedly, PlannerBee, CRED (India), MoneySmart, SingSaver
Tell us a bit about how founding team knows each other.
The team met through industry connections across fintech, credit analytics, and digital banking. Khaled and Gyanendra previously worked at Visa. Erwan was introduced via the founder network in Singapore's tech ecosystem. Their combined expertise across product, tech, and banking created a strong founding synergy.
Why did you decide to start this company?
To solve financial fragmentation and credit inaccessibility across Southeast Asia using AI and Open Finance.
Are all the founders full-time on this project?
Yes
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