Credin can easily integrate with any digital platform, and the capabilities include,
* Setting up branches/micro-branches
* Integrate the Digital customer onboarding module for acquisition partners
* loan origination and management with collection module and 30+ APIs
Credin empowers NBFCs with,
* Product development
* Customer Acquisition
* Digital KYC & validation
* Policy hosting and due diligence
* Risk Analysis
* Managing collections and debt resolution
The word “Inclusive” is a true highlight for Credin. We are inclusive in our purpose, product, presence, employment, and everything that we do.
* Promoting Sustainable Finance.
* Providing Fintech experience to the next billion users.
* Products inclined towards the priority sector end use.
* 70% TAT reduction in secured/unsecured term credit.
Our Products:
* Credin Aarambh Loan (Unsecured): Unsecured business loan for Mincro/Nano Entrepreneurs & Dairy Farmers.
* Credin Aarambh Loan (Secured): Mortgage loan for Mincro/Nano Entrepreneurs & Dairy Farmers.
Startup Description
Credin is a Lending Platform focused on under-/unbanked customers in Rural/Semi-Urban India. Credin has a technology-driven distribution model backed by smart branches to give a Fintech Experience to the next 100 Million Rural Customers.
Fintech Inclusion is our core for wider & effective Social Impact. Credin helps the Lenders (Banks & NBFCs) to reach out to last-mile credit-worthy customers through its robust technology and distribution network in Rural Areas.
Credin also helps the Lenders to roll out relevant products for the target segment and manages the entire loan life-cycle from origination to Collections.
Credin - Upkram Technologies Pvt. Ltd. is recognized as a Startup by the Department for Promotion of Industry and Internal Trade (DPIIT), Government of India.
Product Screenshots
Business Model
Credin is an LSP that collaborates with NBFCs/ Banks in an onward lending arrangement to roll out the lending products.
* Distribution First Approach: Ingredients required to build a profitably scalable market fit in India.
* Platform Moat: Only inclusive lending Fintech in India for Secured and Unsecured products.
* Loan Life Cycle Management: Entire life cycle management from origination to collection backed by robust technology.
* Efficient Scale: A unit-positive business model with omnichannel distribution and collection efficiency.
* Swift Collaboration: API-ready full-stack to go live with any lending partner within a week.
Customers
based in
India
Business
Modal Type
Mobile App
Type of
Sales
B2B, B2C
Competitors
DGV, Dvara E-Dairy
Teams
Birju Naik
Founder
Rupesh Bishnoi
Co-founder
Bhadresh Mehta
Founding Member & Director
Are all the founders full-time on this
project?
Yes
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