Bharatdhani Concept/Idea Stage Bharatdhani Bharat ka lending platform

fintech-financial-services

Employees

1-10

Branch/Offices Locations

Delhi

Incorporated at

India , 2025

Corporate Office

Delhi

Platform
WFC
Updated: 25 Aug' 2025
Approved: 29 Aug' 2025
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Product Description

At "Bharatdhani", we'll help you find the best deals in Business loans, Personal loans, Home loans, Credit cards, and More, We act as a reliable bridge between you and India's top banks/NBFCs.


Startup Description

We help small businesses get the right loans by working directly with them through our local network. Partnered with 45+ Banks/NBFC’s we connect businesses to local area sales executives from chosen Banks/NBFCs. Ensure full transparency, no false promises, and ethical practices. Phase 1: Build an AI-powered loan match making & underwriting platform, using CIBIL integration and 25+ Banks/NBFC API’s to enable real-time credit evaluation. Phase 2: Partnership with MSME aggregators, i.e, Khatabook, Vyapar, Bharatpe, Okcredit. To access transactional data to offer real-time pre-approved loan offers. Phase 3: Open 5+ offices in tier 2 cities, i.e, Jaipur, Lucknow, Indore, Chandigarh, to build local trust with small businesses through an on-ground sales team.


Product Screenshots


Business Model

* 2.75% to 4.20% commission on successful disbursals from Private Banks & NBFCs. * 0.8% to 1% commission on successful disbursals from Public Banks and an additional 1% to 1.5% from the clients as a ‘Service Fee’.


Customers based in

India

Business Modal Type

Marketplace

Type of Sales

B2B, B2C

Competitors

Urban Money, Bankbazaar, My Money Mantra, Landing Kart

Are all the founders full-time on this project?

Yes

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